Chrisler 300C 5.7L HEMI V8 Engine 5 Speed Autostick
With Electronic Throtle Control
|Di Indonesia Mana Mungkin
Ada Yang Memberi Luxury Car
Gratis Setiap 2 Tahun Sekali
Di Indonesia, usia pensiun pegawai hanya 56 tahun saja. Setelah itu layak masuk Panti Jompo meskipun fisik dan kesehatan masih sangat baik. Akibatnya, Harapan Hidup penduduk Indonesia relatif lebih pendek dari negara lain karena umumnya setelah pensiun, nganggur lalu cuma nunggu mati saja dan tidak ada aktifitas hari tua yang berarti. Hal ini bisa dimaklumi karena penduduk Indonesia sangat banyak sekali, dan regenerasi di perusahaan perusahaan dan kantor kantor pemerintah harus jalan terus. Sangat berbeda sekali dengan Kuwait dimana penduduknya hanya 1.2 Juta (Nasional) dan 2 Juta (Orang Asing). Karena penduduknya sedikit inilah maka pemerintahnya pontang panting menjaga keberlangsungan industrinya.
Satu Satunya Identitasku
Di Kuwait, usia pensiun semua pegawai 65 Tahun. Tetapi, ada beberapa profesi yang usia pensiunnya sampai 75 tahun seperti Imam, Dokter dan Pengajar. Aturan usia pensiun ini sudah ada sejak dulu, tetapi baru beberapa hari lalu dibakukan oleh parlement Kuwait. Berita lengkapnya bisa anda baca melalui artikel di Arab Times dibawah ini. Dan terasa sedap sekali karena aturan usia pensiun tersebut disahkan bersamaan dengan pengesahan peraturan tentang Pemutihan Hutang bagi warga Kuwait. Baca link berita aslinya di Arab Times pada link dibawah.
|Tas Batik Yang Aku Harapkan
Bisa Mengankat Derajat
Itulah sebabnya kenapa banyak sekali pensiunan dari Indonesia dan negara negara lain yang saat ini berkiprah di Kuwait. Secara ilmu dan pengetahuan jelas sangat mumpuni karena pengalaman kerjanya sangat panjang. Dilihat dari kesehatan, tidak perlu diragukan lagi dan berani bersaing dengan yang muda muda. Pemerintah Kuwait melakukan seleksi ketat kesehatan bagi siapa saja yang ingin bekerja dan menjadi residence Kuwait. Para ‘Sesepuh’ ini memang orang orang ‘Terbuang’ yang tidak dihargai lagi di tanah air. Tetapi mereka adalah Tenaga Profesional yang diharapkan bisa menggerakkan roda industri di Kuwait. Mereka sangat diperlukan dan dihargai. Red Carpet terbentang lebar untuk mereka.
Inilah juga salah satu alasan kenapa saya rajin diet dan olahraga. Siapa tahu kan, diberi usia panjang meskipun saat ini masih imut dan jauh dari usia pensiun, apalagi usia pensiun Kuwait.
BILL UPS PUBLIC EXPAT, KUWAITI RETIREMENT AGE TO 65
MPs Pass Personal Debt Relief Law
KUWAIT CITY, April 3: The National Assembly passed on Wednesday the citizens’ debt relief bill in its second deliberation. The bill establishes a state-financed Family Fund, amounting to an estimated KD 744 million, to purchase citizens’ loans from traditional banks, waive the interest and reschedule repayments.
The bill was referred to the government for implementation following a majority vote, with 50 voting for, four against and three abstaining from the vote.
“I hope we have permanently closed this file, and we look forward to the continuation of cooperation with the Assembly to the fullest extent,” said HH the Prime Minister Sheikh Jaber Al-Mubarak Al-Sabah.
The bill is aimed towards settling debts before March 30, 2008 that are deemed to have been incurred due to overcharged interests by local banks and lack of supervision by Kuwait’s Central Bank. Following the first deliberation on the bill, the executive and legislative authorities had also agreed to exclude loans taken from Islamic banks and institutions as well as citizens partaking in previous defaulters’ funds.
However, according to recent amendments to the bill, local banks will be obligated to refund the overcharged interests to citizens. The overcharged interests are interests charged more than four percent above the discount rate.
According to the Finance and Economic Affairs Committee Chairman MP Yusuf Al-Zalzalah, the debt relief plan benefits 47,444 Kuwaiti citizens and require the government to pay KD 744 million. The benefiting citizens can repay their interest-free loans to the fund in installments over a period of 15 years, not exceeding 40 percent of their monthly income.
The first article of the law states, “Creates a fund called the Family Support Fund, under the Ministry of Finance, to purchase the outstanding sums, minus interest, of consumer and installment loans — for all citizens who wish to do so — granted by traditional [non-Islamic] banks and investment companies that fall under the jurisdiction of the Central Bank.”
The second article states, “The Central Bank is to provide to the fund a statistical report of all the outstanding sums outlined in Article 1”.
Furthermore, Article 3 was amended to allow for citizens who wished to apply for a settlement a four month time frame from the passing of the law, rather than two, as proposed by MPs Masouma Mubarak and Adnan AbdulSamad.
Moreover, the remainder of the debt (minus interest) will be repaid to the Ministry of Finance over a period of their own discretion, up to a maximum of 15 years. The fund will be financed using the budget surplus.
Further, the second deliberations leading up to the approval of the bill saw questions raised by various MPs over certain details which are not addressed by the law, as it currently stands.
Most notably, the question of the exclusion of Islamic banks arose, and in particular what would become of those who had taken loans from traditional banks, which were later transformed to Islamic banks, but still uphold the interest rates of previous loans.
Further, MP Masouma Mubarak, as well as various other MPs questioned whether the law provides a core resolution to the problem, or only a partial one, and whether the banks and the Minister of Finance would be sanctioned for raising interest rates.
Additionally, the MPs questioned whether defaulters would be included under the bill, and whether the bill as it stands benefits the correct people, raising questions that are to be addressed in the executive regulations.
Moreover, an altercation arose when Adnan AbdulSamad accused the government of trying to pass amendments as though they were original articles, without first gaining the Assembly’s approval.
Meanwhile, the Assembly passed a draft law decree to establish a Supreme National Elections Commission, which will supervise and set the standard for all future parliament and municipality elections, as well as amendments to the Elections Law pertaining to the criteria of candidacy. The bill was approved by 40 MPs, rejected by three, with the abstention of eight MPs.
According to the law, candidate registrations fees have increased from KD 50 to KD 500 “to ensure the sincerity of the candidate.” The commission could also potentially reject the candidacy of citizens they believe are unfit to contest, mainly those who are convicted by law of any criminal offence or misdemeanor.
Furthermore, the National Assembly also approved a number of laws but postponed deliberations on the formation of the Public Authority for Expatriate labor for more negotiations between the legislative and executive authority within panel meetings.
An amendment to the Civil Service Law was approved in the first and second reading which increases the retirement age of Kuwaitis and expatriates to 65 years of age. This is apart from certain professions such as doctors, imams and teachers whose services will end at 75 years of age.
By: Joana Saba and Nihal Sharaf Arab Times Staff
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